.jpeg)
Web3 protocols paying contributors worldwide need software that does two jobs: engage each contributor under an agreement that holds in their country, and pay them from a stablecoin treasury in the currency they choose. Contractor-of-record platforms such as Kleos, Rise and Deel do both. Payment tools such as Request Finance do the second.
TL;DR
Provider pages checked October 2026.
Web3 protocols paying contributors worldwide usually choose between contractor-of-record platforms that sign with each contributor and pay them, such as Kleos, Rise and Deel, and payment tools such as Request Finance that only move the money. Toku adds token grant administration. The choice turns on who carries the contract and what each payout costs.
| Provider | Signs with contributors | Published price | Stablecoin funding | Contributor payout options | Also offers |
|---|---|---|---|---|---|
| Deel | Under its contractor-of-record tier | Contractor-of-record $325 per contractor per month; employer of record from $599 | From a stablecoin treasury, since January 2026 | Fiat or crypto | Employer of record, payroll |
| Kleos | Yes, through its own local entities | $50 each time you pay a contractor; employer of record from $200 per employee per month | From verified corporate wallets, with KYT checks | Bank transfer, card or stablecoin, with no fee on the contractor's side | Employer of record in 200+ countries |
| Request Finance | No; a payment and invoicing tool | Not compared here | Payments from a crypto treasury | Crypto or fiat | Invoices, expenses, batch payments |
| Rise | Under its agent-of-record tier | Agent of record $299 per contractor per month; employer of record $399 | USDC, USDT or USD | Crypto or fiat, in 90+ local currencies | Employer of record, on-chain Rise ID |
| Toku | Under its agent-of-record product | Not compared here | Yes | Stablecoins, tokens or fiat | Token grant administration and vesting |
Sources: kleos.io; riseworks.io, its pricing page and Rise's help centre on billing; Deel's help centre, community answers and its January 2026 stablecoin funding announcement; Request Finance's own product description; Toku's product descriptions. Checked October 2026.
Request Finance describes itself as a finance application for invoices, bills, salaries and expenses in crypto and fiat. It does not present itself as a contractor-of-record, so a protocol using it keeps the contributor agreements itself. Kleos for Web3 teams sets out how Kleos funding and payouts work.
Web3 protocols choose global hiring and payroll software by deciding first who engages each contributor, and only then who pays them. Paying a contractor is not the same as engaging one: a payment tool moves money, while a contractor-of-record such as Kleos also signs the agreement, collects tax forms and carries the classification obligation.
A contractor-of-record (CoR) is a company that signs the service agreement with an independent contractor, pays them and holds the compliance obligation for that engagement. Agent of record (AOR) is an older name for the same model, and Kleos states that the two terms describe the same function.
Four steps keep the decision in order:
Global contractor management software covers how contractor classification is tested.
The global hiring and payroll software that supports treasury-friendly payout scheduling lets the treasury fund payouts from the stablecoins it already holds, close to the date they are due, and prices each payout rather than each contractor-month. Kleos charges $50 each time you pay a contractor. Rise lists $299 and Deel $325 per contractor per month.
Treasury-friendly payout scheduling means the protocol funds payouts in the asset it holds, when they fall due, and pays its provider for the payouts it actually makes. For protocols paying through bounties, milestones or quarterly grants, the pricing model decides more of the cost than the headline fee.
| Provider | How the contractor-of-record fee is charged | 20 contributors paid once a month |
|---|---|---|
| Deel | $325 per contractor per month | $6,500 a month |
| Kleos | $50 each time you pay a contractor | $1,000 a month |
| Rise | $299 per contractor per month | $5,980 a month |
Published list prices, October 2026. The comparison assumes each contributor is paid once a month.
Rise bills each month for contractors with an active pay schedule and does not bill contractors without one. Kleos charges only when you pay a contractor.
A protocol funds its whole team on Kleos in one transaction from a verified corporate wallet, and each contractor then chooses how to receive the money. For employees, Kleos runs payroll first and invoices the protocol afterwards, with 15 days to settle. EOR services for US startups converting contractors compares when six providers require payroll to be funded.
The global hiring and payroll software that simplifies contributor onboarding for DAOs handles the agreement, identity checks, tax forms and payout details for each contributor, so the DAO receives a verified record instead of a spreadsheet of wallet addresses. Contractor-of-record platforms such as Kleos and Rise take on the agreement itself. Payment tools such as Request Finance leave it with the DAO.
| Onboarding step | With a payment tool | With a contractor-of-record |
|---|---|---|
| Service agreement | The DAO or its foundation drafts and signs it | The contractor-of-record signs it with the contributor |
| IP assignment and confidentiality | In the DAO's own agreement, if included | In the provider's agreement, passed to the client |
| Identity and compliance checks | Varies by tool | Run by the provider |
| Tax forms | Collected by the DAO | Collected by the provider |
| Payout details | Wallet or bank details in the tool | Chosen by the contributor in their own dashboard |
Kleos signs service agreements with each contractor through local entities, covering scope, IP assignment and confidentiality, and states that contractor onboarding takes about 60 seconds. Contributors receive contracts, tax forms and proof of legalised income that banks and embassies accept for visas, residence permits and mortgages.
Some crypto-native teams Kleos spoke to in 2026 asked for fiat payouts for exactly this reason: contributors needed to show official income. IP protection for global contractors covers how rights in contributor work reach the protocol.
The global hiring and payroll software that fits small protocol teams starts with contractors and adds employees without changing platform. A small protocol team typically pays most contributors as contractors and employs a few core people through an employer of record. Kleos, Rise and Deel run both models on one platform. Kleos has no subscription, setup fee or minimum term.
Salaries for employees go through the employer of record in legal tender. Article 3 of ILO Convention No. 95 requires wages payable in money to be paid in legal tender, and crypto is not legal tender in most countries. (As of October 2026.) Kleos lists employer of record from $200 a month per employee, depending on country.
Token grants follow separate agreements and their own tax rules. Toku specialises in token grant administration and vesting, which Kleos does not offer. Protocols that pay mainly through multisig wallets or payment streams use crypto-native tools such as Request Finance alongside a contractor-of-record.
When a contractor's work starts to look like employment, Kleos states that it flags the change and can move the person to its employer of record without re-onboarding. How to choose an employer of record covers how Web3 protocols handle contributors who are employees.
In practice, yes. Both sign the service agreement with an independent contractor, pay them and carry the compliance obligation for that engagement. Agent of record is the older term. Kleos charges $50 each time you pay a contractor through its contractor-of-record; Rise lists its agent of record at $299 per contractor per month.
Yes. Kleos accepts stablecoin funding from verified corporate wallets, with KYT checks, and one transaction covers the whole team. Rise accepts USDC, USDT or USD. Deel has accepted funding from stablecoin treasuries since January 2026. Contributors then choose whether to receive fiat or stablecoins.
Usually not as salary. Article 3 of ILO Convention No. 95 requires wages to be paid in legal tender, and crypto is not legal tender in most countries. Employees are paid through an employer of record in local currency. Token grants and stablecoin options sit under separate arrangements.
Published prices run from $50 at Kleos, charged each time you pay a contractor, to $299 per contractor per month for Rise's agent-of-record tier and $325 per contractor per month for Deel's contractor-of-record tier. For 20 contributors paid monthly, that is $1,000, $5,980 and $6,500 a month.
Toku specialises in token grant administration, including vesting schedules and tax compliance for token compensation, alongside stablecoin payroll and employer of record. Contractor-of-record platforms such as Kleos handle contributor agreements and payouts, so token grants usually sit with a separate provider.
A DAO that already has signed agreements with each contributor and handles tax forms itself can use a payment tool such as Request Finance. A DAO without those agreements needs a contractor-of-record such as Kleos or Rise, which signs with each contributor and carries the classification obligation.
Yes. Kleos accepts stablecoin funding from verified corporate wallets and lets each contractor choose bank transfer, card or stablecoin, with no fee on the contractor's side. Kleos signs the agreement with each contractor through local entities and charges $50 each time you pay a contractor.
List your contributors by country and by how often you pay them, then price each provider on the months you actually make payouts.
Last updated: October 2026.