Kleos vs 4Dev: a flat $50, not 3% of every payout

Straight away, for most teams. 4Dev takes 3% of every payout, so a $4,000 payout costs $120, which is 2.4 times the flat $50 Kleos charges, and a $7,000 payout costs $210, more than four times. The crossover sits a little under $1,700 per payout. Above that a percentage always costs more, and it costs more again every time you raise someone's rate, for exactly the same work. Below it the percentage can be cheaper, and we would rather tell you that than have you find out later.

Yes, in the same account as individuals, with contracts and tax documents generated to match whichever status applies. No second workflow and no second provider.

It is worth asking your current provider one specific question: who actually makes the compliance decision on a business account, and can it be appealed? 4Dev has said publicly that verification of a sole proprietor account can be carried out by its payment partner, that the partner's decision is final, and that the alternative offered is payment to a personal card or a USDT wallet. For a contractor who registered a business precisely so they could invoice and pay tax properly, being paid personally instead is not a neutral workaround. It is a tax problem they did not ask for.

Kleos is the contracting entity, so the relationship is with us. If a check needs resolving you get a named person working it with you and a reason you can act on, rather than a final answer relayed from a party you cannot reach.

It is capped at 3.5% and written into your contract at signing, so it is a number you can budget against rather than one you discover on a statement. The cap applies to you and to the contractor.

This is the line worth comparing hardest, because conversion sits outside the headline fee on both platforms. 4Dev publishes a 3% fee but not what conversion costs, so their headline is checkable in advance and the conversion is not. On Kleos both numbers are known before you sign, which means even the worst case is something you can put in a budget.

A named person who already knows your setup, 24 hours a day, 7 days a week, in your own Slack, Teams or Telegram channel. Not a bot first, not a different agent each time who has to be told the whole story again, and not a queue that opens on Monday. Payout problems do not keep office hours when your contractors are spread across time zones, so neither do we.

Paying people on time is the one thing we treat as unmissable. Your balance is credited in two to three hours on instant rails, card and crypto land in seconds and SWIFT from a few minutes, and you can run a payout any time rather than waiting for a cycle. Verification is handled properly at onboarding, so a payout is not held while a document is re-checked mid-run, and if we ever do need more information you hear it from a person with a reason and a next step. Kleos is ISO 27001 certified and GDPR compliant, and the KYC and AML policy is published on the site.

Contractors keep everything you send. No platform fee, no withdrawal commission, and every payout method is free, including card and crypto.